Putnam Mortgage Rates and Information Online from competing Lenders

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Federal lien halts Natasha’s auction today - Emporia gazette.com
The Natasha’s auction that was to have taken place at the courthouse this morning was canceled. According to Larry Putnam, of Patton & Putnam, P.A., the sheriff’s sale was canceled because of a notice of a federal tax lien filed by the IRS on Nov ...

Natasha’s:Debt greater than appraisal - Emporia gazette.com
When Natasha’s Billiards and Lounge, a once-popular downton Emporia gathering spot, goes on the auction block Monday morning, bidders will need to ante up almost $350,000 to clear its debts. The land, building and inventory at 627 Commercial St ...

COMMON PLEAS - Salem News Online
Discover Bank v. Eric T. Rogers of East Liverpool and Shell Oil; collection sought of $2,281 judgment. Deutsche Bank National Trust v. Joseph and Sherry Cline, etc; foreclosure sought against property on Esther Avenue, Wellsville. CACV of Colorado v ...

Area helping agencies seeing rise in need for services - Gaston Gazette
Holidays bring warm feelings and full tables for the fortunate, but the list of the less fortunate appears to be growing. For those struggling to make ends meet, Christmas trees and presents are just more expenses they can't afford. "We've been ...

Home care workers vote for union-negotiated pact - Boston Globe
About 25,000 home care workers voted overwhelmingly in favor of a contract negotiated by Local 1199 of the Service Employees International Union. More than 98.5 percent ratified the contract with a state council that sets the terms of payment for the ...

Pros Say: Equities Have Bottomed, Market is Schizoid - CNBC
Home builder D.R. Horton reported a wider quarterly loss Tuesday -- yet its shares jumped as much as 28 percent on U.S. government moves to buoy the financial sector. But home prices and mortgage rates dropped further and there seems to be no floor ...

Unsafe Havens - Bloomberg.co.jp
Money market funds were invented 37 years ago to offer investors better returns than bank savings accounts while providing a high degree of safety. Most of the $2.5 trillion sitting in these funds is invested in such assets as U.S. Treasury bills ...

What To Tell Your Kids About The Markets - Forbes
Forbes.com Investor Team stalwart Greg Ghodsi has a 529 college savings plan for each of his two children; he also bought into a pre-paid tuition program that will really pay off if they attend a Florida school. Ghodsi's kids are in good shape with ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The financial sector has had a bad year, and it’s just getting worse. Today, shares of Goldman Sachs Group and American Express were down ...

November 2008 - ABC News Blogs
ABC News' Huma Khan Reports: Rep. Ron Klein, D-Fl., is reminding Americans to claim their money -- a total of 383,000 checks worth $266 million that could not be delivered by the U.S. Postal Service. It includes $163 million in economic stimulus ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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