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Local side of crisis in housing market - Daily TriplicateRemote as it is, Del Norte County is not exempt from the mortgage crisis that has rocked the nation over the last year. The number of local foreclosures has shot up this year as families struggle to either sell their homes or refinance their ...
Letters: Washington couple married in Del Norte urges ‘no' on 8 - Daily TriplicateWe took an unexpected vacation to California this summer, grateful that the state would allow us to legally marry. We would like to thank Del Norte County Clerk and Recorder Vicky Frazier and her staff, and many of the people and businesses of ...
Best Places to Work Awards Breakfast - New Mexico Business WeeklyPlease join us for this high energy awards breakfast on Friday December 5th at the Marriott Pyramid North as we celebrate the Annual Best Places to Work in New Mexico. Top Ten Awards will be given in each of three categories: Small Company, Medium ...
The year in music - Los Angeles TimesIn October, I published a list of what I thought most other critics would put on their 2007 Top 10s. My predictions are panning out, though I should have ranked LCD Soundsystem higher and recognized that few would grasp that Rihanna's more than a ...
In face of budget cuts, who will speak for those who can't? - Eureka Times-StandardOn Sept. 23, the California state budget was signed -- a budget notable not only for being extraordinarily late, but also for the nature of the services and programs that were deemed unworthy of funding. Services for seniors received especially ...
YOUR SECURITY: Getting SSI? Be sure to keep Social Security informed - Eureka Times-StandardDo you get monthly Supplemental Security Income (SSI) payments? If so, then be sure to report any changes in your living arrangements to your local Social Security office. It could mean an increase, or decrease, in your payment amount. Here's why ...
Colorado Business - Denver PostWildCharge Inc. , a Boulder-based company that provides wire-free power-charging technology for mobile devices, announced the availability of its WildCharge Skins for BlackBerry Pearl and Curve smartphones beginning Monday. WildCharge Skins are ...
Does Obama support the Second Amendment? - Alamosa Valley CourierThis is the time of year in an election season when liberal presidential candidates suddenly support the Second Amendment of our Constitution. It seems very easy for these candidates to say that they support the people’s right to keep and bear arms ...
The Road to Recovery - Mountain NewsA year has passed since the Grass Valley and Slide Fires swept through the mountain communities, destroying 450 structures and damaging 65 others. Over the course of that year the fire survivors have dealt with insurance companies, architects ...
Corporate Bulletins - Business WorldPresident Gloria Macapagal-Arroyo recently inaugurated various projects and signed Republic Act No. 9507. President Gloria Macapagal-Arroyo and Pag-IBIG launched the 4 th district of Laguna’s local housing project in Sitio Dapi, barangay San Jose ...
Today's Mortgage Terms starting with B
Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
Bearer: The legal owner of a property.
Bill of Sale: A document that details the transfer of property.
Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
Blanket Mortgage: A mortgage that includes more than one piece of real estate
Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.
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