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Olathe’s 150 most notable people - Olathe Daily NewsUntil John Robinson’s arrest in 2000, the most infamous person convicted of murder in the county was Richard Grissom. That changed when authorities found the remains of two women inside 55-gallon barrels on Robinson’s farm in Linn County. By the ...
INDUSTRY NEWS & PEOPLE January 2008 - Business Travel ExecutiveThe Association of Corporate Travel Executives (ACTE) has added two new members to its international team: Ronald Kosmahl, director of global education and research, and Kathleen Brannigan, senior director of global communications. Prior to joining ...
Beautiful Miss Idaho in LCHS Parade - Spokane Spokesman-ReviewIssue: Most Americans see 'judicial activism' crisis: Legal experts shocked by results of survey by American Bar Association publication /WorldNetDaily. DFO: Count me among those who believe the judiciary, particularly the federal judiciary and 9 U.S ...
Home builders are dealin' - Raleigh News & ObserverIn-your-face ads, major price cuts, aggressive tactics reveal a dour market Hovnanian Enterprises had the "Deal of the Century." Pulte hawked its "Monster" sale, and Comstock is peddling "Gold Rush Days." Faced with weakening demand in the slowest ...
Mother fears she'll never see her kids again - Delaware OnlineChristine Belford avoids toy stores these days. At the supermarket, she won't go near the baby aisle. Being reminded of her three young daughters is just too painful. Every day, Belford wonders whether she'll ever see them again. She worries most ...
PHOTOGRAPHED BY HARLEY SOLTES - Seattle TimesTHE NEON SIGNS float like beacons in the night sky at one end of a welcoming, spacious downtown: red, tempting and foreign. GO BY TRAIN pleads one. GO BY STREETCAR urges the other. Something tells me we're not in Seattle anymore, Toto. No, we're in ...
Raining all over the WASL - Spokane Spokesman-ReviewA bit of good news today: Spokane schools showed strong scores on the WASL , which was pitched for Page One as relief from the hurricane news. However, we couldn't put it above the hurricane on the page, and didn't want to bury it at the bottom, so ...
Corrections and clarifications - Milwaukee Journal SentinelAn article Tuesday about Hispanic voters in the Midwest incorrectly identified Phil Walzak. He is a spokesman for Democrat Barack Obama's presidential campaign, not for Republican John McCain's campaign. A quote Tuesday in a Public Investigator ...
INDUSTRY NEWS & PEOPLE February 2008 - Business Travel ExecutiveNew York City BTA reports with deep sadness the passing of one of its members, Donna Muhlhausen, manager of travel services for Altria (Philip Morris). “Donna was a very active member of NYCBTA,” says the Association’s president, Greg Wilczek ...
Radio & TV Talk - AccessAtlantaAll the entries posted in July. “Good Morning America” host Robin Roberts, who worked as a morning co-host at V-103 and a WAGA-TV sports broadcaster in the 1980s, announced today that she has breast cancer but she said she caught it early. “I ...

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Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
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