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News about Mortgages:

Higher lending limits will end - Contra Costa Times
Memo to Bay Area home buyers and owners: Your days to buy or refinance homes using big loans set at low interest rates are numbered. As part of the economic stimulus bill that became law in February, loan limits on government-backed mortgages were ...

Business Highlights, November 19, 2..... - Times-Republican
WASHINGTON - Faced with exasperated lawmakers upset by shifts in bailout strategy, Treasury Secretary Henry Paulson launched a spirited defense Tuesday of his handling of the $700 billion program and expressed fresh reservations about tapping the ...

Read all '"real estate"' posts in Webware - CNET News
Real estate search site Trulia announced Wednesday that it has inked a deal with 1020 Placecast , an advertising company that uses location-based information to target audiences, that will see the site's advertising become location-specific. Once ...

Paulson changes tack on financial rescue - Marketwatch
WASHINGTON (MarketWatch) -- Treasury Secretary Henry Paulson laid out details for the next stage of the government's financial-market rescue package Wednesday, announcing that he has shelved the original plan to buy troubled mortgage assets while ...

Administration switches gears on bailout - Charleston Gazette
WASHINGTON - Treasury Secretary Henry Paulson laid out details for the next stage of the government's financial-market rescue package Wednesday, announcing that he has shelved the original plan to buy troubled mortgage assets while turning his ...

Paulson changes focus of bailout - Columbus Dispatch
WASHINGTON -- Treasury Secretary Henry Paulson laid out details for the next stage of the government's financial-market rescue package yesterday, announcing that he has shelved the original plan to buy troubled mortgage assets while turning his ...

Never Confuse Plain Talk With Lack of Clear Thought - Wall Street Journal
Strip away the fluffy historical and theoretical camouflage in Mark Lilla's " The Perils of 'Populist Chic' " (Weekend Journal, Nov. 8) and you find a Democratic creed that is simple, arrogant and all too familiar: "We smart few know what's best for ...

HP profit a 'ray of sunshine' - The Age
Hewlett-Packard shares rose the most in six years in New York trading after posting profit that beat analysts' estimates and forecasting growth in 2009, signalling that the personal-computer maker will withstand a global slump. Fourth-quarter ...

Hewlett-Packard surges as profit beats estimates - The Age
Hewlett-Packard rose the most in six years in New York trading after posting profit that beat analysts' estimates and forecasting growth in 2009, signaling that the personal-computer maker will withstand a global slump. Fourth-quarter earnings were ...

NASA UAV test pilot; distinguished astronaut; two technology investors ... - SpaceRef
PITTSBURGH, PA - November 18, 2008 - Astrobotic Technology Inc., which will pioneer the lunar frontier with commercial robotic services, today announced that four leading space and management experts have been elected to its Board of Directors ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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