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Immigrant entrepreneurs - San Diego Union-Tribune
When I came here, I didn't have a business mind,” said Wang, 62, the owner of Alfa Scientific Designs in Poway, which produces medical in-vitro diagnostic devices for blood and other lab tests. “But gradually, in this atmosphere, I noticed that ...

First American CREDCO Launches New Online Ordering Platform - Earthtimes
-Simplified Product Ordering; Faster Product Development- POWAY, Calif., Nov. 3 POWAY, Calif. , Nov. 3 /PRNewswire-FirstCall/ -- First American CREDCO, the leading provider of credit reporting solutions to the mortgage industry and part of First ...

POWAY: Jousting not for the faint of heart or wallet - North County Times
The lance held by Luke Binks, right, shatters when it strikes Jeffrey Hedgecock in the second round of jousting during the World Invitational Joust 2008 in Poway on Saturday. (Photo by Hayne Palmour IV - Staff Photographer) While wearing heavy, metal ...

First Advantage Corporation To Hold Third Quarter 2008 Earnings - MSN MoneyCentral
POWAY, Calif. , Oct. 16 /PRNewswire-FirstCall/ -- First Advantage Corporation FADV , a global risk mitigation and business solutions provider, today announced that it will host a conference call on Monday, Oct. 27, 2008 , at 5:00 p.m. ET . The call ...

LSSI Sponsors Employee for San Diego Triathlon Challenge - PR Inside
- LSSI Cary Burch, 858-268-7100 cburch@lendersupport.com Lender Support Systems, Inc. (LSSI), a provider of compliance and loan servicing software, announced it is sponsoring employee and challenged athlete Chris Kinnee to compete in the San Diego ...

Banker sentenced in Cunningham bribery case - San Jose Mercury News
SAN DIEGO—A New York businessman has been sentenced to five years probation and 1,000 hours community service on charges stemming from the corruption case against former Congressman Randy "Duke" Cunningham. U.S. District Judge Larry Burns handed ...

Anderson Direct Marketing Taps Industry Veteran Danielle Contreras as ... - Market Wire
POWAY, CA--(Marketwire - November 6, 2008) - Anderson Direct Marketing, a leading full-service direct marketing agency, announced the appointment of industry veteran Danielle Contreras as Vice President of Business Development. Contreras will focus ...

The week: Stories and photos from October 19-25 - San Diego Union-Tribune
Tiger Woods stepped out on the Torrey Pines South Course on Monday, his first return to the grounds of his epic U.S. Open victory. But the day was not about Woods. This was two hours of once-in-a-lifetime glory for John Abel, who won a Buick contest ...

HOUSING: Prices down, sales up in muddy real estate market - North County Times
North County's real estate market showed relative strength in October amid great uncertainty in the overall economy ---- providing little indication of where the market is headed. House sales across the region strengthened significantly, increasing ...

CFOs on the Move: Week Ending November 7 - CFO.com
• Greg Wood will replace Kathy Lanterman as CFO of Silicon Graphics Inc., starting on November 10. Lanterman, who has been with SGI for 10 years and has been CFO for two years, will remain with the company for two weeks during the transition. Wood ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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