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3 models for sale in Elgin - Chicago Tribune
Three model homes are for sale at West Point Gardens, a 173-acre development planned for 342 single-family residences and 128 townhouses in Elgin. The Camelot, Saybrook and Templeton models are being offered at discounts of more than $100,000. They ...

Lawsuit seeks to halt planned Hyde Park project - Crain's Chicago Business
(Crain’s) — The owner of the Village Foods grocery store in Hyde Park has sued to stop a developer’s plans to demolish the Village Center shopping/office complex and build a 24-story residential tower and shopping center there. The plans, which ...

Mary Jane Haggerty, 1952-2008: Rogers Park housing advocate and ... - Chicago Tribune
When she was growing up on Farwell Avenue in Rogers Park , one of the 100 schoolchildren on her block, Mary Jane Haggerty was sure there were people up in the heavens. So on starry summer nights, she grabbed her little brother and a flashlight and ...

Tomorrow's Young Entrepreneur helps teens become tycoons - Batavia Sun
Kierra Ragland has been baking since she was a little girl, whipping up pies and cookies in the kitchen with her mom. But when people started clamoring to buy the cookies she brought to her grandma at work, the 15-year-old realized she might have ...

FAA: 2 dead in fiery plane crash at Ill. airport - Buffalo News
The Federal Aviation Administration says two people are dead after a plane crashed at Joliet Regional Airport in suburban Chicago. FAA spokeswoman Elizabeth Isham Cory says there were two fatalities and "an aircraft that burned" in the crash late ...

Judge gives more time for Blagojevich indictment - Buffalo News
A federal judge in Chicago has given prosecutors an additional three months to present evidence and obtain an indictment in the corruption case against Illinois Gov. Rod Blagojevich. Chief Judge James Holderman granted the extension Monday, saying ...

Top 10 Stories in 2008 - White Lake Beacon
The ROTHBURY Festival came and went so fast that driving by the Double JJ Ranch and Resort weeks after the July Fourth weekend event, one may never have guessed that it had actually occurred. The planning for what would become West Michigan’s ...

Novelist picks perfect place for writing - Batavia Sun
There is something about St. Charles resident Bill Hazelgrove that says he has done this before. The 48-year-old novelist spends his days absorbing the leftover aura of Ernest Hemingway as the writer-in-residence at the Hemingway Birth House in Oak ...

Three's Company: Shopping Centers Share Pain - Tampa Bay Online
ST. PETERSBURG - BayWalk had oodles of potential when it debuted in 2000, just like its Tampa contemporaries Centro Ybor and Channelside Bay Plaza. But today, with BayWalk mired in foreclosure proceedings, longtime tenants such as Domenic D'Angelo of ...

Not a regular Joe, he jogs and juggles at the same time - Sun-Journal
ST. LOUIS - Joe The Juggler was juggling and jogging one morning recently. His sparkly pins whirled and tumbled beneath the canopy of trees as he moved west. Passing drivers did double takes then slowed to get a gander. Oncoming runners and cyclists ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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