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Larry Flynt sues nephews over porn films - ninemsn
Hustler magazine publisher Larry Flynt has sued two of his nephews for selling their own line of adult movies under the same family name. Flynt accuses the nephews of producing pornographic films that are "inferior products" and "knockoff goods ...

Porn tycoon Larry Flynt in bid for $US5bn bailout - News.com.au
HUSTLER magazine founder Larry Flynt and another porn mogul are seeking $US5 billion from the US government, saying the limp economy has bitten their industry. Flynt and ``Girls Gone Wild'' video series creator Joe Francis asked the newly convened ...

Business Briefing 1/9 - Daily Herald
NEW YORK -- Department-store operator Macy's Inc. said Thursday it will close 11 underperforming stores in nine states -- affecting 960 employees -- and lowered its forecast for the fourth quarter after one of the weakest holiday seasons in years ...

FINAL MADOFF PLUNDER PLAN - New York Post
Ponzi-scheme king Bernard Madoff had $173 million in signed checks sitting in his office desk - ready to be mailed to relatives, pals and employees - when he was busted, prosecutors revealed yesterday. The feds cited those 100 checks - which Madoff ...

New jobs dry up as layoffs mount - Elkhart Truth
WASHINGTON -- The number of laid-off workers who are continuing to draw unemployment checks jumped more than expected to 4.6 million at the end of December and is likely to keep climbing this year -- fresh evidence that people are finding it ...

Los Angeles-area small-business lender receives cash infusion - Los Angeles Times
After nearly running out of money in its small-business loan funds last month, Valley Economic Development Center Inc. of Van Nuys says it is getting $16 million to enable it to continue to lend to Southern California firms caught in the stubborn ...

Finding New Job Gets Tougher As Layoffs Mount - Hartford Courant
WASHINGTON — - The number of laid-off workers who are continuing to draw unemployment checks jumped more than expected, to 4.6 million at the end of December, and is likely to keep climbing this year — fresh evidence that people are finding it ...

L.A. foreclosures up 69 percent from a year ago - Reuters
NEW YORK (Reuters) - Fourth-quarter home foreclosures in both Los Angeles and Miami dipped from the previous quarter but rose versus a year ago, said real estate research firm PropertyShark.com, which warned the weak economy would spawn more ...

Gyms feel the burn of leaner wallets - Hampton Roads Daily Press
LOS ANGELES - At the Bodies in Motion health club, Tee Mushonga wrapped up a successful sales pitch by handing a stack of paperwork to a new customer for the West Los Angeles facility. If Mushonga, the club's membership director, had looked through ...

Metro-Area Foreclosure Sales Tripled in First 10 Months of 2008 - Bloomberg
Jan. 6 (Bloomberg) -- Foreclosure sales in the 25 largest U.S. metropolitan areas almost tripled in the first 10 months of last year as rising unemployment and falling home values made it tougher for homeowners to sell or refinance their mortgages ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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