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Sunday Calendar - San Gabriel Valley Tribune
INTER-COUNTY GARDEN CLUB will hold its Annual Holiday Potluck at 10:30 a.m. at the Joslyn Senior Center, 815 N. Barranca Ave., Covina. Please bring a dish to share. For more information, call (626) 967-1602. COLLECTIBLES CLUB meets at 7 p.m. at the ...

Weekly Calendar - San Gabriel Valley Tribune
FOOTHILL PRESBYTERIAN HOSPITAL AUXILIARY hosts its 33rd Annual "Homes for the Holidays" Home Tour from 10 a.m. to 4 p.m. Tickets available at Hill Top Realty and Coldwell Banker in Glendora Village or the hospital's Lobby Shop. For information, call ...

Bailout may be too late for many homeowners - San Gabriel Valley Tribune
It's clearly a case of winners versus losers. The Federal Deposit Insurance Corp., mortgage giants Fannie Mae and Freddie Mac and several of the nation's largest financial institutions all have plans designed to help struggling homeowners avoid ...

Bailout may be too late - Whittier Daily News
The Federal Deposit Insurance Corp., mortgage giants Fannie Mae and Freddie Mac and several of the nation's largest financial institutions all have plans designed to help struggling homeowners avoid foreclosure. The FDIC's proposed $24.4 billion ...

Legislative leaders show signs of cooperation - Contra Costa Times
SACRAMENTO — Incoming Senate leader Darrell Steinberg took it as welcome news Wednesday that a Republican lawmaker is hinting at breaking ranks with his party's opposition to taxes, though he stopped short of predicting a breakthrough on a deal to ...

Entertainment Properties Trust Q3 2008 Earnings Call Transcript - Seekingalpha.com
Welcome to the third quarter 2008 Entertainment Properties Trust conference call. (Operator Instructions). I would like to now turn the call over to your host for today, Mr. David Brain President and Chief Executive Officer. Thank you, Katie. Good ...

U.S. Bank Acquires Downey Savings & Loan and PFF Bank & Trust Through ... - StreetInsider.com
More News related to DSL MINNEAPOLIS--(BUSINESS WIRE)-- U.S. Bancorp (NYSE: USB ) announced today that, effective immediately, its lead bank, U.S. Bank National Association, has acquired the banking operations of two separate California financial ...

In today's pages: Thanksgiving celebrations, budget cuts and solar ... - Los Angeles Times
On the day before Thanksgiving -- or two days before Black Friday, if that's a more meaningful calendar entry for you -- the Times' editorial board comes out strongly in favor of construction-paper costumes of Pilgrims and Native Americans. Its time ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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