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police blotter - Salina JournalMARRIAGE LICENSES -- Francisco Ayala, 22, and Maria G. Duran, 23, both of Concordia; Christopher W. Skelton, 27, and Jenina M. Strader, 23, both of Salina; Christopher A. Fritz, 26, and Jennifer Ann Marie Henderson, 26, both of Gypsum; Robert A. Bade ...
On the Go - Cleveland Plain Dealer BlogEducational Service Center of Cuyahoga County: Jennifer Felker was promoted to assistant superintendent, director of operations. The Center includes Cuyahoga Heights, Independence and Richmond Heights local schools. Services range from programs aimed ...
Misadventures in Atlanta - Atlanta Journal ConstitutionIn the 12 years since her parents allowed her first date, Blanca has dated, and dated, and dated. And she's single, tired, but not completely without hope. I’ve been having good conversations with friends lately about relationships. We were ...
Efforts to create Burns Harbor town center underway - Chesterton TribuneResidents who have expressed interest in controlling development of the northwest corner of Rt 20 and St. Rd. 149 and surrounding areas are continuing in their meetings, the Burns Harbor Town Council was told Wednesday. Many attended the recent Plan ...
Fulton County Records - Canton Daily LedgerMarriages are recorded in the office of Fulton County Clerk and Recorder James Nelson. John Dee Waguhtel Jr., Cuba and Brittaney Leigh Schnarr, Cuba, Oct. 27. Jeffrey Ryan Budd, Farmington and Amanda Jo Leroy, Farmington, Oct. 28. Steve Martin Boise ...
Erie County Real Estate Transactions - Buffalo News• 888 West Alaura Drive, Jason M. Blatner to Susan M. Congdon, $150,000. • 1546 Crittenden Road, Peggy Ann Beals; James F. Ludwig to Alden State Bank, $115,299. • 3089 Old Wende Road, Joseph Krull to Henel-Mattison Holdings Llc, $24,000 ...
Matter of Record, November 10 - Wichita Falls Times Record NewsBobby Sanders vs. James Prince, 1605 Pearlie Dr., $1,150.00, V3303 P56. SafeMark Systems LP vs. Everest Enterprises Inc./Comfort Inn & Suites Wichita Falls/Travelodge, 1740 Maurine, $17,016.46, V3303 P444. SafeMark Systems LP vs. Everest Enterprises ...
Today's Mortgage Terms starting with A
Accrued Interest: Interest earned but has not been paid
Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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