Center Ridge Mortgage Rates and Information Online from competing Lenders

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Leaving office, Easley reflects on tenure - Blueridgenow.com
NAME: Michael Francis Easley. AGE: 58. Born March 23, 1950 in Nash County. HOME: Raleigh and Southport. FAMILY: Wife, Mary Pipines Easley; son, Michael Jr., a law school student at the University of North Carolina at Chapel Hill. EDUCATION: Bachelor ...

2008 was blustery for Henderson County businesses - Blueridgenow.com
From business expansions to foreclosures, staff cuts and the gas crisis, 2008 was a busy year for Henderson County’s business community. The following is a listing of the top 10 business items that made news this year. 1. Hurricanes Ike and Gustav ...

Texas Capital Bank marks 10 years in Fort Worth - Fort Worth Business Press
Texas Capital Bank marked its 10-year anniversary in December 2008. Mike Palmer, president of Texas Capital Bank – Fort Worth, started on the bank’s opening day and also is marking his 10th year as the Fort Worth regional bank’s president ...

Auctions feature deep discounts, but buyer beware - Pittsburgh Tribune Review
As the mortgage and credit crisis continue, the Pittsburgh region is likely to see more auctions of foreclosured properties like the one Real Estate Disposition Corp., of Irvine, Calif., conducted last month. REDC is planning a return engagement in ...

Baltimore Residents to Benefit from Verizon Wireless Network Expansion ... - dBusinessNews.com
LAI names sales director to business development team ... The Washington Post and The Baltimore Sun to Share Content BALTIMORE--The Washington Post and The Baltimore Sun today announced that ... MuniMae Announces Sale of Agency Business BALTIMORE ...

The year in review - Evanston Review
Jay Terry (right), former head of Health and Human Services for Evanston, smiles as he receives a plaque from Evanston fire chief Alan Berkowsky during his retirement party. (Jason Brown/Staff Photographer) The rising tide of home foreclosures hit ...

Twin Cities stories to watch in the new year - Pioneer Press
Where's the bottom? Home sellers will watch again for signs that the decline in home prices finally has ended. Why it's important: Housing experts agree a surge of foreclosure homes drove plunging values in 2008. Banks have been willing to slash ...

2008's top 10 - Daily Tribune
No comments posted. AP photo Clint Eastwood, left, walks out of a Grosse Pointe Shores home July 14 to greet family and friends of the owners of the house where Eastwood will be directing a movie. AP photo Clint Eastwood, left, walks out of a Grosse ...

Berks County Week in Review - Reading Eagle
A recap of the week’s top news stories including a New Year’s Eve celebration was held at the Pagoda which has a new look, a 19-year old U.S. Navy sailor from Sinking Spring died while serving in the Middle East, and over 1,500 Berks County ...

Economy Goes Cold - Leesburg Today
During the second half of 2007, the effects of a cooling real estate market were being felt in other areas of the county's economy and the national economy was entering recession. As 2008 opened, there was hope that Loudoun's super-heated housing ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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