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30-year mortgages fall to lowest level in 6 weeks - Santa Cruz SentinelWASHINGTON — Rates on 30-year mortgages fell for the second straight week, declining to the lowest level in more than a month. Freddie Mac, the mortgage company, reported Thursday that 30-year, fixed-rate mortgages dropped to 6.40 percent this week ...
Vote on Santa Cruz High pool raises 'Taj Mahal' debt questions - Santa Cruz SentinelSANTA CRUZ -- Santa Cruz City School trustees are slated to vote tonight on using $2.2 million from the sale of the former district office -- dubbed the Taj Mahal by critics -- to replace the Santa Cruz High pool. But the plan has stirred up a debate ...
Enter your search terms - Press BannerEight thousand Americans are losing their homes to foreclosure every day, and Rep. Anna Eshoo, D-Palo Alto, said a recent vote will help alleviate the crisis. Eight thousand Americans are losing their homes to foreclosure every day, and Rep. Anna ...
Home at last: Morgan Hill congregation opens first permanent synagogue - Jewish News WeeklyHolding the inaugural bat mitzvah service at Congregation Emeth’s new building last weekend, acting rabbi Debbie Israel took note: For the children gathered, this was probably their first time ever in a synagogue. That’s because the 70-family ...
Man who had been accused in PBSO deputy deaths back in jail - Fort Lauderdale Sun-SentinelCasey Anthony will remain behind bars for at least one more day while her attorney and bondsman work out the details. Bounty hunter Leonard Padilla said that he and his nephew, bondsman Tony Padilla, will try to post bond as early as Tuesday morning ...
Illegal immigrant saves orphan lost in desert - Tucson CitizenI agree with 1 and 2. It's got nothing to do with being born in this country. Illegal means illegal. Of course the left wing pro criminal supporters will make the most of this story in order to promote illegal immigration. And yes there's alot more ...
January 2007 Archives - Daily BlabberEarlier this morning I told you about Jennifer Aniston's interview with People in which she talked about her most recent nose job . Or, as she likes to call it, necessary corrective surgery. Whatever gets her through the night. Now more than ever, it ...
FHA boosts home mortgage limits - San Francisco GateJanuary February March April May June July August September October November December 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 Federal Housing Administration mortgages, which have virtually disappeared from California ...
Projection: 3.99 runs a game - San Francisco GateAt Baseball Musings , David Pinto is providing projections of 2008 offensive production, and sad to say, the Giants are projected lowest of the 28 teams he's reviewed so far. His baseline estimate is that the team will score only 3.99 runs per game ...
Top story - Santa Cruz SentinelMarijuana found in Santa Cruz Mountains; cops; Drugs; Crime; Santa Cruz Mountains; santa cruz; marijuana; Video of the Holy Ghost Parade.; holiday; 4th of july; parade; santa cruz; Confiscated fireworks from an Aptos home, before the 4th of July ...

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Today's Mortgage Terms starting with L
Lender: The bank, mortgage company or mortgage broker providing the loan.
Loan Application: A statement of personal and financial information needed to apply for a loan.
Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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