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Grey Bruce Poetry Project - Owen Sound Sun TimesWelcome to the Poetry Project - a place to share your poetry and to enjoy the many voices of our community. Take a look at our community forum for Grey/Bruce poets. Submit your poems. Add links to your favorite poetry sites. Load up audio or videos ...
War cancels classes for thousands in Georgia - San Diego Union-TribuneTBILISI, Georgia – Before Georgia's war with Russia, the parents of Salome Lomadze, a lively 3-year-old with curly dark hair, were planning to walk her up the street to school every morning, starting this month. But Salome is one of 50,000 Georgian ...
McCain tussles with Palin over whipping up a mob mentality - Times OnlineWith his electoral prospects fading by the day, Senator John McCain has fallen out with his vice-presidential running mate about the direction of his White House campaign. McCain has become alarmed about the fury unleashed by Sarah Palin, the moose ...
Village Halloween Costume Ball - Newsblaze.comOn October 31, nonstop theater, a costume competition and ballroom dancing will bewitch the East Village in Theater for the New City's 32nd annual Village Halloween Costume Ball. This unique festival is as a grand coming-together for everyday New ...
Hip-Hop Rumors: Cam'ron Found! K-Ci Gets Boo'd! Jay-Z Vs Dutch Rapper? - allhiphop.comI am hearing that Amy Winehouse has been granted a visa to come to the United States! I hope this means she will be doing sober shows in the States. She was banned, because she got caught with some drugs. Her family maintains that American customs ...
Today's Mortgage Terms starting with C
Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
Collateral: Property pledged as security for a debt.
Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
Credit Bureau: It is a clearinghouse for credit history information.
Credit Report: A report containing a detailed credit history of an individual.
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