Deering Mortgage Rates and Information Online from competing Lenders

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Business Digest - Juneau Empire
JUNEAU -Sergei Morosan will manage Paradise Cafe for the winter, opening the restaurant at 10 a.m. "Please understand he will be making different items than I make. I know it will be a wonderful change," owner Joan Deering said in a release. Deering ...

Obama speaks in Portsmouth - Herald-Dispatch
PORTSMOUTH, Ohio -- Even though Sen. Barack Obama was nearly 90 minutes late on a cool October night, it didn't take him long to warm up a crowd of several thousand people Thursday at Shawnee State University. "I'm sorry we're late," Obama said. "We ...

Towns: Hard times trickle down - Union Leader
MANCHESTER – Local government leaders heard the sobering assessment yesterday that the state's recession-teetering economy could hurt their revenues well into 2009. Brian J. Gottlob, of the Dover-based PolEcon Research, said towns and cities may ...

Biz Roundup - Business Monthly
The Maryland Jockey Club (MJC) announced the departure of MJC President and COO Lou Raffetto effective Nov. 28. Chris Dragone, a former senior vice president and general manager at MJC, has been appointed as president and general manager. No reason ...

School Bus Routes: Waterbury 2 - Waterbury Republican-American
Bus 1: First pick up 6:28 a.m. Watertown Ave. and Kaynor Dr., Ashland Ave. and Deerfield Ave., Herschel Ave. and Gertrude Ave., Herschel Ave. and Irvington Ave., Oakville Ave. and Martone St., Oakville Ave. and Angel Dr., Eastern Ave. and Newridge ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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