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Campaign '08 - San Francisco GateSomeone who "used cocaine." "A guy of the street." That's how McCain co-chair and early endorser Oklahoma Gov. Tom Keating said Senator Barack Obama should describe himself as a way to "be honest" with voters. He was just about to launch into a Rev ...
Taxes show Palins' Joe Six-Pack lifestyle - Politico.comSince presidential aspirants began disclosing their tax returns, no candidate has released filings quite like those that Sarah Palin made public Friday afternoon. The IRS filings, covering 2006 and 2007 , bolster the Republican vice-presidential ...
More on an Obama surge: Black Georgians nearly match whites in new ... - Atlanta Journal ConstitutionSecretary of State Karen Handel is on record saying that there is no giant surge of voter registration in Georgia — and in the largest context, she’s right. Newly released figures from her office show that 406,379 new voters registered between ...
More Letters to the Editor - Seattle Post IntelligencerAs a teacher at a Seattle middle school, I feel the need to acknowledge and thank the approximately 75 Microsoft employees who "adopted" our school for a day (Oct 12) and worked miracles for us between 7:30 a.m. and 2 p.m. Our awesome PTSA helped ...
Estimates show Palin assets top $1 million - FOX NewsWASILLA, Alaska — Sarah Palin and her husband have pieced together a uniquely Alaskan income that reached comfortably into six figures even before she became governor, capitalizing on valuable fishing rights, a series of land deals and a patchwork ...
SFGate: Politics Blog - San Francisco GateThe Electoral College dodged a bullet in California tonight as Gov. Arnold Schwarzenegger vetoed a measure that would have bypassed the nation's centuries-old method of choosing a president in favor of using the popular vote to name the country's ...
Campaign advisers helped create mess - Politico.comThe presidential campaigns went after each other’s economic advisers this week — and they’re both right in claiming that the other camp deserves a share of the blame. John McCain and Barack Obama are each taking advice from people who created ...
Palin yet to say 'no thanks' to other big earmarks - The Washington TimesSen. John McCain joins his running mate, Republican Vice-Presidential candidate, Alaska Governor Sarah Palin and her family, after she accepted her party's nomination at the Republican National Convention at the Xcel Energy Center in St. Paul, Minn ...
Apologies, transparency, Grady woes - Atlanta Journal ConstitutionBillionaire Henry Samueli apologized for lying to the Securities and Exchange Commission investigators in advance of sentencing, which has been postponed. Ever hear anybody who’s not been caught apologize for lying or some other offense? Secretary ...

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Today's Mortgage Terms starting with A
Accrued Interest: Interest earned but has not been paid
Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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